The Money Glow

Money isn’t just about numbers—it’s about mindset. The way we think about money shapes our financial reality. Unfortunately, many of us grew up hearing certain money beliefs that, while common, actually hold us back. Let’s bust some of these myths and get on the path to financial freedom!

💭 “Money is the root of all evil.”

Ever heard this one? The full saying is actually “The love of money is the root of all evil.” Money itself isn’t bad—it’s simply a tool. It can be used to build hospitals, feed families, or fund your dream life. Instead of fearing money, focus on using it wisely to create a better future for yourself and others.

💭 “You have to work hard to make money.”

Hard work is great, but working smart matters more. Plenty of people work long hours yet struggle financially. The key is learning how to make your money work for you—through investing, passive income, or building skills that increase your earning potential.

💭 “I’m just bad with money.”

No one is born a money expert! Financial literacy is a skill, just like cooking or driving. If you’ve made mistakes in the past, that doesn’t mean you’re doomed. Start small—track your spending, learn about budgeting, and take control of your finances one step at a time.

💭 “Saving money is impossible with my income.”

Even if you’re living paycheck to paycheck, small savings add up. Start with just $5 or $10 a week. The habit of saving is more important than the amount. As your income grows, so will your savings.

💭 “Debt is just a part of life.”

Not all debt is bad, but drowning in credit cards or loans shouldn’t be considered normal. A mortgage or student loan can be a tool for growth, but high-interest consumer debt can keep you stuck. Prioritise paying off bad debt so your money can start working for you instead of your lenders.

💭 “Investing is too risky.”

Not investing is actually riskier! Inflation eats away at your savings over time. The key is to invest wisely—diversify, start small, and think long-term. You don’t need to be a Wall Street expert; simple index funds and retirement accounts like Superannuation are solid places to start!”

Breaking Free from These Beliefs

Your mindset about money can make or break your financial future. Challenge the beliefs that are holding you back and replace them with empowering ones. Money isn’t something to fear or avoid—it’s a tool that, when used correctly, can open doors to freedom and opportunity.

So, what money belief have you held onto that might be keeping you stuck? It’s time to let it go and start thinking like someone who wins with money! 🚀💰